Thursday, May 17, 2012

San Diego Council committee wants banks to submit loan, foreclosure data


SAN DIEGO (CNS) - The City Council's Rules Committee Wednesday directed the city attorney to draft an ordinance that would require banks with which the city of San Diego does business to submit annual data on loans, foreclosures and other issues.

The proposal by council President Tony Young calls for banks to provide information on their home and small business lending, modifications of distressed loans, foreclosure information, community investment, employment diversity and number of jobs.

Young also wants two-year community reinvestment plans to be submitted for residential and small business lending in low- and moderate-income neighborhoods.

His proposed Responsible Banking Ordinance also calls for the city to establish a Community Reinvestment Review Committee made up of council members and mayoral staff. The committee would recommend which banks should receive city deposits and handle financial transactions.

The city currently deals with three banks.

"(Banking) is a competitive businesses -- make them compete for our business," Councilman Todd Gloria said.

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