Saturday, March 17, 2012

A CASE OF FORGED DOCUMENTS: William J. Paatalo v. J.P. Morgan Chase Bank



For the second time within March 2012, documents have been filed that indicate that JPMorgan Chase Bank, NA through their attorneys are engaged in the production of forged documents (Deeds of Trust and Adjustable Rate Notes) thus engaging in criminal activity both state and federal and while also attempting to perpetrate a fraud on the courts specifically the US District Court in Billings, Montana and in the US Bankruptcy Court in San Jose, California. This bank is attempting to steal two properties owned by two decent men both of whom are "pro se" in their cases.

Chase is represented by two separate law firms who provided to the two separate plaintiffs documents through exhaustive discovery purported to be "Blue Ink" copies of the original Adjustable Rate Notes and Deeds of Trust on two separate loans in which Washington Mutual Bank, FA is the "Lender." Both loans bear loan numbers bearing the first three as "301."

On March 14, 2012 William J. Paatalo, Plaintiff Pro Se in Paatalo v. JPMorgan Chase Bank, N.A. et al, filed a Declaration of Evidence with the US District Court, District of Montana in Case No. 1:10-cv-00119 regarding the validity and authenticity of the Adjustable Rate Note and Deed of Trust submitted to the Plaintiff by the Defendant, JPMorgan Chase Bank, NA.

On March 8th 2012 Defendant JPMorgan Chase Bank, N.A. ("Chase") through its attorneys Charles Smith, Esq. and Elizabeth Kramer, Esq. submitted an email along with two attached electronic files purporting to contain scanned color copies of the original "Note" and "Deed of Trust" and were transmitted to Paatalo at his email address. These documents have black and white print but show "blue ink" initials and signatures.

On information and belief, Chase was representing these files as digitally scanned representations of the actual original documents (Note and Deed of Trust) corresponding to the files. Paatalo understands that Chase was supplying these files in response to his multiple requests for color copies of the original documents.

Upon opening both attachments, Paatalo magnified the signatures of each document to "800X" on two 17" computer monitors situated side by side. The differences in appearance of the signatures were obvious to him. The signature line on the Deed of Trust was blue but when he moved the "scroll bar" back and forth horizontally on the computer screen with the "Note" signature, the letters in the middle initial and surname filled with unusual colors. Upon information and belief, Paatalo stated that this phenomenon occurs when a document has been altered with a computerized software program such as Adobe Photoshop.

Paatalo further states that the signature line on the Deed of Trust was also "blue" while other signature lines on the document remained "black", an obvious sign that the document had been altered. Paatalo recalls that he signed the original Deed of Trust and Adjustable Rate Note at the closing of the subject property on the same day using the same blue ink pen. Both signatures appear vastly different.

Plaintiff Paatalo submitted the files to Dr. Laurie Hoeltzel, a professional Court Qualifed Document Examiner and Handwriting Expert by forwarding the email from Chase's counsel directly to Dr. Hoeltzel on March 10th, 2012. On March 13th 2012 in San Bernardino, California, she signed a Declaration that was duly notarized.

Dr. Hoeltzel studied and was trained in the examination, comparison, analysis and identification of writing, altered numbers and altered documents, handwriting analysis, trait analysis, including the discipline of examining signatures with over twenty years of experience in this field. She apprenticed under some of the leading qualified Forensic Document Experts in the USA such as Don Lehew of Texas and Curt Baggett of Texas, whom are all internationally renowned handwriting and document examination experts. She served eleven years in the U. S. Air Force, three tours in Iraq. She obtained a PhD from Barron University in Los Angeles.

Dr. Hoeltzel concluded based upon her thorough analysis of the documents (Adjustable Rate Note, Lender Washington Mutual Bank FA dated January 3, 2007; Deed of Trust for same; Second Home rider with same):

1.    Pertaining to the documents, Adjustable Rate Note and the alleged initials and signatures of William J. Paatalo: "It is highly probable the author of the WILLIAM J. PAATALO initials & signatures on the questioned documents were indeed altered."

2.    "This document examiner's professional opinion that WILLIAM J. PAATALO signatures on the questioned documents 'Q1' through 'Q3" are forgeries."

Dr. Hoeltzel is willing to testify to his in a court of law and states "I will prove to the Court that my opinion is correct."


SOURCES:

1.    Declaration of Evidence William J. Paatalo v. JPMorgan Chase Bank, NA (Scribd)

2.    Declaration of Evidence James Madison Kelley v. JPMorgan Chase Bank, NA (obtained through PACER)

3.    Declarations of Dr. Laurie Hoeltzel in Paatalo case (Scribd) and Kelley Case (PACER).




Case Number:
1:2010cv00119
Filed:
October 6, 2010
Court:
Montana District Court
Office:
Billings Office
County:
STILLWATER
Presiding Judge:
Richard F. Cebull
Referring Judge:
Carolyn S Ostby
Nature of Suit:
Contract - Other Contract
Cause:
15:1692
Jurisdiction:
Federal Question
Jury Demanded By:
None


21 comments:

Anonymous said...

I was recommended this blog through my cοusin.
Ι am now nοt ѕurе whethеr this publicatіοn is wгitten by means оf him
аs nobοdy else reаlize such eхact approхіmatelу my ԁiffiсulty.
You аre amazing! Τhanks!

Stoρ by my web ѕite; long term loans for bad credit no guarantor no fee

Anonymous said...

Exсellent web-site hегe! Αԁditionallу your sіte tгuly loads
up very fast! What web host are you ѕіgned up
with? Can I have the address to youг provider?

I ωant mу site loaded up as fаѕt as youгs lοl

Нere is my homеpage: best tenant loans

Anonymous said...

Excellent blоg right here! Αlsо your site reаlly loаds up
fast! What hosting provideг aгe yοu using?
Can I havе the link for yοur provideг?
I want mу web sіte loaded up as fast as yours lol

Feеl free to surf tο my blog post; best loan deals uk

Anonymous said...

Hi! Quick question that's completely off topic. Do you know how to make your site mobile friendly? My web site looks weird when browsing from my iphone4. I'm trying tо finԁ a theme
or plugin that might be аblе to гesolve this issue.
If you have any suggеstions, please share.
Thank you!

my ωeblog: 15000 unsecured loan

Anonymous said...

Hey there, I thinκ your site might be hаving broωser
сomрatіbility issues. Whеn I look аt уouг blog site in Google Chrome, it looks fine but when opening in Internеt Εхplоreг, it has sоme oveгlapping.
I juѕt wanted tо give yοu a quick heаds up!
Othеr then that, terrіfic blog!

Here is my page; best loans rates

Anonymous said...

Hеllo! This post couldn't be written any better! Reading through this post reminds me of my previous room mate! He always kept chatting about this. I will forward this post to him. Fairly certain he will have a good read. Thanks for sharing!

Here is my web site :: best deals On loans

Anonymous said...

Spot on ωith this write-up, I actually
beliеve this webѕite nееds a lot more attention.

I'll probably be returning to read through more, thanks for the information!

Also visit my web site: best value loans

Anonymous said...

Superb blog you have here but I was curious about if you knew of any forums that cover the same
topics talked about in this article? I'd really love to be a part of group where I can get comments from other knowledgeable people that share the same interest. If you have any suggestions, please let me know. Many thanks!

Feel free to surf to my site :: just click the following web site

Anonymous said...

I really like your blog.. very nice colors & theme. Did you design this website yourself or did you hire someone to
do it for you? Plz reply as I'm looking to construct my own blog and would like to find out where u got this from. kudos

My weblog ... Read the Full Write-up

Anonymous said...

Hello, I think your blog might be having browser compatibility issues.
When I look at your blog in Ie, it looks fine but when opening in Internet Explorer, it has some
overlapping. I just wanted to give you a quick heads up!
Other then that, amazing blog!

Also visit my homepage Recommended Site

Anonymous said...

Whats up! I'm about to begin my own blog and was wondering if you know where the best place to acquire a blog url is? I'm not even sure if that's what its called? (I'm
new to this) I'm referring to "http://www.blogger.com/comment.g?blogID=32537867&postID=2060036357820303195". Exactly how do I go about getting one of these for the website I'm creating?
Thanks a lot

Also visit my homepage :: Read the Full Report

Anonymous said...

Have you ever considered writing an e-book or guest
authoring on other blogs? I have a blog centered on the same ideas
you discuss and would really like to have you share some stories/information.
I know my readers would value your work. If you are even remotely interested,
feel free to shoot me an email.

My web blog; just click the next web site

Anonymous said...

I've loaded your blog in 4 totally different internet browsers and I must say this blog loads a lot quicker then most. Would you mind e-mailing me the name of your web hosting company? My personal e-mail is: krystle-velasquez@gmail.com. I will even sign up through your affiliate link if you'd like.
Many thanks

my homepage ... cheap full coverage auto insurance

Anonymous said...

We have gone ahead and added a backlink back to your blog from
one of my clientele requesting it. I've used your webpage URL: http://www.blogger.com/comment.g?blogID=32537867&postID=2060036357820303195 and blog title: Blogger: Justice League to be certain you get the proper anchor text. If you woud like to see where your link has been placed, please contact me at: flossiegreen@arcor.de. Thankyou

Also visit my web blog - This Site

Anonymous said...

Hi. I noticed your website title, "Blogger: Justice League" does not really reflect the content of your web page.

When writing your site title, do you think it's most beneficial to write it for Search engine optimisation or for your viewers? This is something I've been
battling with simply because I want good search rankings but at the same
time I want the best quality for my website visitors.


My blog; what is an auto insurance quote

Anonymous said...

I've gone ahead and included a link back to your web site from one of my clients requesting it. I've used your internet
site URL: http://www.blogger.com/comment.g?blogID=32537867&postID=2060036357820303195
and blog title: Blogger: Justice League to be sure you get the correct anchor text.
If you woud like to see where your website link has
been placed, please e mail me at: jamesnguyen@inbox.
com. Thanks!

Look into my web-site: click the next internet page

Anonymous said...

Woah! I'm really loving the template/theme of this site. It's simple,
yet effective. A lot of times it's tough to get that "perfect balance" between usability and appearance. I must say that you've done a great job with this.
Also, the blog loads very fast for me on Opera.
Exceptional Blog!

my homepage :: nationwide auto insurance

Anonymous said...

I really like your blog.. very nice colors & theme.
Did you create this website yourself or did you hire someone to do it for you?
Plz reply as I'm looking to construct my own blog and would like to find out where u got this from. appreciate it

Feel free to visit my blog post Check This Out

Anonymous said...

Your weblog appears to be having some compatibilty issues in my ie browser.
The wording appears to be running off the webpage pretty bad.
If you would like you can e-mail me at: paulinaharman@bigstring.
com and I'll shoot you over a screen grab of the problem.

Also visit my web blog; cheap car insurance rate ()

Anonymous said...

Hey there! I was curious to know if setting up
a website such your own: http://www.blogger.com/comment.
g?blogID=32537867&postID=2060036357820303195 is hard to
do for unskilled people? I've been hoping to create my own blog for a while now but have been turned off mainly because I've
always believed it required tons of work. What do you think?
Thanks alot :)

Also visit my website: seo service company

Anonymous said...

Incredible! I'm genuinely enjoying the style and design of your web site. Are you using a custom made theme or is this readily available to all individuals? If you don't want to
say the name of it out in the public, please
contact me at: susannahfairley@gmail.com. I'd love to get my hands on this template! Cheers.

Review my homepage ... seo link building service