Wednesday, December 15, 2010

Iowa AG Miller says bank executives who broke the law could face jail

Iowa Attorney General Tom Miller on Tuesday told homeowners at risk of foreclosure that he supports a settlement with the big banks that requires significant principal rate reductions, loan modifications, compensation for citizens defrauded of their homes and criminal prosecutions against big bank executives who broke the law.


“We will put people in jail,” Miller said, in response to questioning. He later added: “So when people misrepresent the homeowners, they lie to them, they cheat them out of their homes, we believe that should be a criminal case.”

Miller said one of the main tools needs to be principal reductions, which would reduce loan principal for homeowners who owe more on their mortgage than their home is now worth. The practice was used during the farm crisis of the 1980s.

“There should be some kind of compensation system for people who have been harmed,” he said. “And the foreclosure process should stop while loan modifications begin. To have a race between foreclosures and modifications to see which happens first is insane.”

http://iowaindependent.com/48923/miller-says-bank-executives-who-broke-the-law-could-face-jail

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