COLUMBUS, Ohio --
If you think you owe nothing on that home that you surrendered to foreclosure, think again.
Banks are beginning a quiet assault on former borrowers, sending them the bills for balance. It's catching struggling families off guard.
One foreclosure attorney said he's never seen anything like it.
"This is something new," said consumer attorney Troy Doucet. "And it is the federal government like FHA that's coming after these people."
Ohio law allows lenders to get what's called a deficiency judgment against a borrower. They have two years to do so after a foreclosure. But if the home is a short sale, lenders have up to 15 years to collect.
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