A mortgage dispute with a twist

In a strange twist in the ongoing saga of shoddy recordkeeping surrounding mortgage documents, Chase bank last month sued a San Antonio couple because they were mistakenly released from having to make any more house payments — nine years ago.

Chase filed suit in U.S. District Court in San Antonio last month against Ramiro and Delia Guerrero Jr. to rescind a mortgage-lien release recorded in 2002. The bank also wants the mortgage declared valid so the couple will have to resume making payments.

Stephen Cochran, the Guerreros' lawyer, acknowledged the couple never made their mortgage payments after a 2001 refinancing — blaming that on the then-lender apparently losing the note and the couple's confusion over where to send their payments.

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