Tuesday, September 13, 2011

CFPB launches fourth round of mortgage disclosure form testing

The Consumer Financial Protection Bureau launched a fourth round of testing Monday as the agency collects feedback about sample mortgage disclosure forms that will help the agency construct standard uniform lending documents for the industry.

The CFPB's "Know Before You Owe" campaign posted identical mortgage forms online this week with different loan products printed on each form for the purpose of testing how well the disclosure documents communicate differences between loan products printed on the same form.

During the first three rounds of testing, the CFPB collected feedback on various disclosure forms to compare the pros and cons of each. In the new test, the CFPB will compare two identical forms with different loan information to see how clear the price differences are to consumers and lenders who read the documents.


No comments: