Alleged foreclosure mill internal instructions cheat sheet

Written by Biloxi

4closurefraud website received an interesting document from anonymous source that purports to be instructions for paralegals on as to how to create affidavits [from cut and paste] for filing so that the signatures could be mixed and matched at will for the court. Yes, it is hard to believe this but it is shocker that someone had the guts to pass this bombshell that is not surprising. In the anonymous source document provided by 4closurefraud website here is a sample of instructions for affidavits:

-If Affidavit of attorneys fees wasn't filed: Make one -
- FCL Proc.
-Aff. of Attny's fees- flat fee
- Merge
- max flat fee, 1300. Date, click OK
- Line 1 - change year to 1994
- Line 3 - add $150.00 and $70.00
- Make sure line D is last line on page
- Print, attach signature page (extras found in drawer)
- have notarized
- white out old file number on bottom and back of sign. Pg.
- Make Cert, of filing and have attny. sign.

-If Affidavit of attorneys fees is old:
-Check to see if FJ has same cost as Affidavit. If so, it's
ok, if not not make amended one.
- go to FCL processing, aff. of attny's fee, merge
- fill in 1300 for max fee
- type in "amended" affidavit as to attorney's fee
- fill in date on line 1 - to match signature of page
- fill in line 3, after services rendered, ($150.00 for attorney's
and $70.00 for legal assistants)
-print and attach to new signature page
- make notice of filing and have attny sign.

It is interesting that there is the same pattern of instructions in the U.S. Bank vs. Ayala case and JP Morgan Chase vs. Flowers case. And these two cases were filed by the law firm, Ben Ezra & Katz, the same law firm that is currently under investigation for using deceptive paperwork to foreclose on homes by the Florida Attorney General.

Also, 4closurefraud website provides another case with the same pattern of instructions. According to 4closurefraud website, the anonymous document did not disclose which law firm that instructions came from but it is suspected that the pattern of instructions match with Ben-Ezra affidavits:

For example, in the attached Affidavit As to Attorney’s Fees from U.S. Bank v. Ginyard (Ginyard)), line one has the year, 1994, as instructed. Line 3 contains the $150 and $70 dollars mentioned in the instructions. And Line D is the last line of the page. As you can see from the instructions, the paralegals are to then:


• Print, attach signature page (extras found in drawer)

• have notarized

• white out old file number on bottom and back of sign. Pg.